Hardship situations in Leland often involve a house bought fairly recently. Brunswick County's growth means many owners here are only a few years into a mortgage on new construction, which can leave less equity to work with than an older neighborhood would offer, and community dues keep accruing alongside everything else that is already behind.
Chris Baynes holds the Certified Distressed Property Expert designation. An owner facing foreclosure usually has more than one path available, and which ones are genuinely open depends on the lender and on the specifics of the situation. That conversation is worth having earlier rather than later, while the choices are still wide. Legal and credit questions go to an attorney and a housing counselor. Chris Baynes & Associates handles the real estate part.
A hardship sale generally has a third party at the table, and Chris Baynes negotiates as a Master Certified Negotiation Expert trained in the ACCE method. The property itself gets the full written 26-point marketing plan, because a house being sold under pressure still has to be presented well enough to bring a real buyer at a real price.
Leland homeowners can reach Chris Baynes & Associates, part of Coldwell Banker Sea Coast Advantage, at 910-470-4408. There is no cost or obligation attached to a first conversation.
Frequently Asked Questions
Why is hardship different in Leland?
Brunswick County's growth means many owners here are only a few years into a mortgage on new construction, which can leave less equity to work with than an older neighborhood would offer, and community dues keep accruing alongside everything else already behind.
Is there more than one way out?
An owner facing foreclosure usually has more than one path available, and which ones are genuinely open depends on the lender and the specifics. That conversation is worth having earlier rather than later, while the choices are still wide.
Who answers the legal and credit questions?
An attorney and a housing counselor. Chris Baynes, a Certified Distressed Property Expert, handles the real estate part.
Does a hardship sale still get full marketing?
Yes. The property gets the full written 26-point marketing plan, because a house being sold under pressure still has to be presented well enough to bring a real buyer at a real price. A hardship sale generally has a third party at the table, and Chris Baynes negotiates as a Master Certified Negotiation Expert trained in the ACCE method.